Car Accident Attorney in Stuart, Florida
In 2021, there were more than 400,000 car accidents in Florida, as noted by the Florida Highway Safety and Motor Vehicles. There were nearly 4,000 fatalities related to these kinds of accidents throughout the year, and almost 1,100 car crashes every day, on average.
If you’ve recently endured a car accident, either as a driver or a passenger, you’re not alone in your experiences. You also don’t need to be afraid of facing the aftermath alone. Not only are you able to hire a board-certified Stuart car accident lawyer, but you also receive a few benefits from your insurance company. If you’d like to learn more about what to do if you’ve recently dealt with a car accident, let us break down what you need to know.
Florida Is a Pure Comparative Negligence State
A handful of states follow the idea of comparative negligence, meaning multiple particles can share fault in an accident. However, Florida is a pure comparative negligence state, which even fewer states follow. With pure comparative negligence, accident victims may be able to recover compensation for their injuries, regardless of how negligent they were.
This is the case even when one party is considered to have a higher level of fault than the defendant. For example, if one part ran into another, but the second party was texting while driving, these rules still apply.
Even if the first party should have slowed down to avoid running into the second party, they may only be 60% at fault, for example. This might mean the second party is still 40% responsible for the damages because they were driving while distracted instead of giving their full attention to the road around them.
Take Advantage of Florida’s No-Fault State Policies
Florida is also considered a no-fault state, meaning all parties involved in an accident can get at least part of their medical bills paid by insurance. Whether you’re considered the at-fault driver or not, all you need to do is file a claim for injury compensation. After this has been filed, your insurance provider must pay the claim.
Your insurance doesn’t only cover your medical bills, as it can also pay for other economic losses you endure, to an extent. This can include property damage and lost wages.
How Personal Injury Protection Works in Florida
Because Florida is a no-fault state, you may be able to get some level of coverage for your economic damages regardless of fault. However, if you are considered the victim in an accident, the insurance company of the at-fault person will need to make additional payments to the victim.
Florida requires all drivers have Personal Injury Protection (PIP) coverage on their vehicle-related insurance policies, with the intention of aiding an injured victim in getting necessary medical treatment after an accident. At a minimum, these insurance plans will provide $10,000 worth of benefits, covering up to 80% of a victim’s medical bills and up to 60% of their lost wages.
However, PIP doesn’t cover 100% of the economic damages a victim may face, and these $10,000 might not even be able to cover all these expenses. Because not all Florida drivers have insurance coverage, you may need to take legal action to get all of the help you need. This may mean making a claim against the person who caused the accident, in addition to their insurance company.
What Can a Stuart Car Accident Attorney Do for You?
These circumstances may push a victim to hire a qualified car accident lawyer, and it’s recommended you do so as quickly as possible after your accident. By hiring a Stuart car accident attorney, you’ll be far more capable of maximizing the compensation you receive. This means you won’t need to pay nearly as much out of pocket for your medical expenses, lose out on the equivalent pay stubs you would have received, or try to find new ways to pay for property damage costs.
A car accident lawyer will be able to stand up for you by forcing insurance companies and at-fault drivers to pay what you’re rightfully owed. Insurance companies will be aggressive in defending any car accident claims, especially because they don’t want to pay large sums of money. This is done to maximize their profits, but it also occurs at the expense of any victims involved in the accident. These companies may also try to delay handling these sorts of claims or even try to deny the claim in its entirety.
Call a Stuart Car Accident Lawyer From the Baker Legal Team
If you’ve found yourself dealing with the aftermath of a car accident, it’s never too soon to contact a car accident attorney to help you get the compensation you rightfully need and deserve. The Baker Legal Team is led by Robert Baker, a board-certified personal injury lawyer. This is the highest level of certification offered by the state of Florida, so you know you’re receiving expert-level knowledge and skills.
If you need more information, talk to someone on our team by filling out our contact form or calling us at (561) 320-0000.